Welcome to Cottonwood Creek

This is one situation that no homeowner wants to be faced with. Many homeowners don't know that sewer and drain back ups are not automatically covered by the homeowners or condo insurance.  In our covenants,  Sec. 9 (v) (viii)  "Owners are encouraged to obtain a sewer and drain backup endorsement  since it is not the responsibility of the Association unless the Association contracts for such service."  Take a quick look at your insurance to find out if you're covered.  For more information, check out Grange insurance's website for reasons to add coverage. https://www.grangeinsurance.com/tips/4-reasons-to-add-water-backup-coverage